Team Assist Plan

The AIFS insurance program provides participants with a world-wide 24-hour emergency telephone assistance service. Multilingual help and advice may be furnished for the participant in the event of any emergency during the term of coverage. Assistance services include: Medical monitoring, prescription drug replacement/shipment, emergency message transmittals, coverage verification/payment assistance for medical expenses. Travel assistance services include: Obtaining emergency cash, traveler check replacement, lost/delayed luggage tracking, replacement of lost or stolen airline ticket, credit card/passport/important document replacement.

In addition your plan provides for:

• Emergency Medical Evacuation/Repatriation
  The Company shall pay benefits for Covered Expenses incurred up to $100,000, if any Injury or covered Illness commencing during the Period of Coverage results in the Medically Necessary Emergency Medical Evacuation or Repatriation of the Insured Person. The decision for an Emergency Medical Evacuation or Repatriation must be ordered by the Assistance Company in consultation with the Insured Person’s local attending Physician.
  
  
• Return of Mortal Remains or Cremation
  The Company will pay the reasonable Covered Expenses incurred up to $50,000 to return the Insured Person’s remains to his/her then current Home Country, if he or she dies.
  
  
• Security Evacuation
  The Company shall pay benefits up to $100,000 in the event of specified occurrences such as political unrest and physical threats. To view the policy details and download a brochure go to www.culturalinsurance. com/cisi_forms.asp.